Higher Certificate in Financial Planning

This qualification is designed for those needing a full qualification for FAIS Fit and Proper purposes, new entrants to the insurance/financial planning industry seeking knowledge, and individuals aiming to apply for the Registered Financial Practitioner® (RFP®) designation from the FPI.

The primary purpose of the Higher Certificate in Financial Planning is to equip students with the knowledge and skills they need to operate ethically and responsibly as financial advisers, and to be able to respond to the challenges of the economic environment and the changing nature of the financial services industry.

The Higher Certificate in Financial Planning appears on the Financial Sector Conduct Authority’s (FSCA) list of recognised qualifications for FAIS Fit and Proper purposes.

On completion of selected modules, students can apply to receive a letter of completion for Class of Business training as per BN194 of 2017 under/as per the FAIS Act.

Accreditations

Programme Structure

Core Modules

Introduction to Financial Planning Environment
Financial Planning Income Tax
Risk Planning
Retirement and Investment Planning

Please refer to the factsheet for a detailed breakdown of modules.

Elective Modules

Retirement Funds
Wills and Administration of Deceased Estates
Health Planning
Retirement Funds Administration
Basic Principles of Business Financial Planning
Relationship Marketing for Financial Planners
Personal Lines Insurance

Available learning modes

Distance Learning

DL is a flexible, self-paced study mode for independent learners who prefer minimal online interaction. Students rely on textbooks and study guides, with optional access to online resources. Ideal for those with limited internet or who prefer offline study, DL offers lecturer support with less frequent engagement, allowing learners to manage their own progress.

Minimum Admission Requirements

For entry into the Higher Certificate, candidates require a Senior Certificate (SC) or a National Senior Certificate (NSC), as certified by Umalusi, with at least a pass in English, the language of instruction at Milpark Education.

Higher Certificate in Financial Planning

Next start date: 2 March 2027

Duration:
1 Year

NQF:
Level 5

Credits:
120

SAQA ID:
96751

Higher Certificate in Financial Planning

Programme Downloads

Financial Services

Frequently Asked Questions

Does NSFAS fund Milpark Education?

NSFAS only covers public institutions and TVET Colleges. As a private higher education institution, Milpark Education does not offer NSFAS funding. However, we provide select bursaries and work closely with Capitec to offer financial aid to prospective students. Learn more about our Capitec partnership here.

Does Milpark offer bursaries?

Yes, Milpark Education offers bursaries based on academic performance and financial need. Applications typically open in September and close in November for the following year. Please note, bursaries are not available for the Postgraduate Diploma in Accounting (PGDA/CTA) and Advanced Accounting (Bridging Short Course to PGDA/CTA).

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Can I study at Milpark Education while working full-time?

Yes, at Milpark Education, our distance online learning programmes allow you to plan and structure your studies around your life and commitments. Our courses and resources are designed to support and empower you to achieve your learning and career goals while balancing your full-time job.

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