Higher Certificate in Banking Services

The qualification is designed for school-leavers aiming for junior banking roles, individuals with other qualifications seeking a banking-focused credential, and employed persons looking to enhance, develop, or formalize their skills and knowledge in banking services.

The Higher Certificate in Banking Services is an entry-level higher education qualification aimed at equipping you with the required knowledge and skills to operate successfully in a junior/entry-level role within the banking sector.

The qualification appears on the Financial Sector Conduct Authority’s (FSCA) list of recognised qualifications for FAIS Fit and Proper purposes.

Accreditations

Programme Structure

Core Modules

  • Regulation and Compliance in the Banking Industry
  • Fundamentals of Retail Banking
  • Customer Service and Communication 

Please refer to the factsheet for a detailed breakdown of modules.

Elective Modules

  • Principles of Accounting
  • Fundamentals of Economics
  • Fraud Detection
  • Introduction to Sales
  • Personal and Small Business Credit

Available learning modes

Distance Learning

DL is a flexible, self-paced study mode for independent learners who prefer minimal online interaction. Students rely on textbooks and study guides, with optional access to online resources. Ideal for those with limited internet or who prefer offline study, DL offers lecturer support with less frequent engagement, allowing learners to manage their own progress.

Minimum Admission Requirements

For entry into the Higher Certificate, candidates require:

  • A Senior Certificate (SC) or a National Senior Certificate (NSC), as certified by Umalusi, with at least a pass in English, the language of instruction at Milpark Education.
Higher Certificate in Banking Services
Next start dates: 20 October 2026
Duration:
1 Year
NQF:
Level 5
Credits:
120
SAQA ID:
90843

Frequently Asked Questions

Does NSFAS fund Milpark Education?

NSFAS only covers public institutions and TVET Colleges. As a private higher education institution, Milpark Education does not offer NSFAS funding. However, we provide select bursaries and work closely with Capitec to offer financial aid to prospective students. Learn more about our Capitec partnership here.

Does Milpark offer bursaries?

Yes, Milpark Education offers bursaries based on academic performance and financial need. Applications typically open in September and close in November for the following year. Please note, bursaries are not available for the Postgraduate Diploma in Accounting (PGDA/CTA) and Advanced Accounting (Bridging Short Course to PGDA/CTA).

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Can I study at Milpark Education while working full-time?

Yes, at Milpark Education, our distance online learning programmes allow you to plan and structure your studies around your life and commitments. Our courses and resources are designed to support and empower you to achieve your learning and career goals while balancing your full-time job.

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